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Citi Diamond Preferred Card Just like the Citi Simplicity Card, the Citi Diamond Preferred Card offers a ridiculously long 21-month 0% intro APR on balance transfers and purchases.
This phenomenal 0% into APR is available to you if you have just good credit, and the card has no annual fee. ), but this is a pretty standard charge, as we noted above.
In addition to the super long 0% intro APR, the Citi Simplicity Card also has no late fees — ideal for anyone who might be a bit tardy with their payments — no annual fee and no penalty rates for late payments.
Add free monthly Equifax FICO Scores to all these benefits, and the Citi Simplicity Card – No Late Fees Ever is a smart pick for anyone with less-than-perfect credit who wants to save money on interest fees.
That means you’ll sail interest-free straight into 2019, saving a bunch of money in the process.
The Citi Simplicity Card has a 3% balance transfer fee, but when compared to the interest you’d pay on your current credit card for 21 months, this one-time fee is no big deal — and you’ll still save a ton of money.
If you have good credit — usually thought to be a score around the 700s — you can save some serious cash with five cards that have 0% intro APRs so generous you won’t pay a dime of interest on balance transfers or purchases until 2019!
There’s even a great card for those with average credit, typically considered to be a score above 670, who also want to earn cash back.
Did you know there’s a way to avoid paying interest?
Once you get the hang of it, you can upgrade to full sex dating membership at any time.
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You’ll also enjoy a lengthy 15-month 0% intro APR on both purchases and on balance transfers (balance transfers must be made in the first 60 days).
Although it’s not quite as long as the 21-month 0% intro APR offered by Citi cards we detailed earlier, the no balance transfer free might make up for it.